Your Service, Our Commitment To Protect

"Dedicated to helping veterans build a legacy of care and security.”

Visual Comparison Of VGLI And Level Term Policies:

Feature Veterans' Group Life Insurance (VGLI) Level Term Life Insurance
Premiums ✖ Increase as the policyholder ages. ✔ Fixed premiums for the entire term (e.g., 10, 20, 30 years).
Coverage Amount ✖ up to $500,000. ✔ up to $2,000,000.
Renewability ✖ Renewable every 5 years. ✔ Renewable and convertible at the end of the term (e.g., 10, 20, or 30 years).
Conversion Options ✖ Non-convertible policy. ✔ Allow conversion to a permanent policy before the term ends, subject to conditions.
Medical Requirements ✖ No medical examination is required, but enrollment must be completed within 240 days of becoming inactive. ✔ No medical examination is required.
Benefits ✖ If you pass away, a designated beneficiary receives a payout. ✔ Includes living benefits that provide protection against sickness, illness, and death, such as ( heart attacks, strokes, and cancers).

Descriptions Of IUL, Whole Life, and Term Policies:

Indexed universal life (IUL)

Indexed universal life (IUL)

A permanent life insurance policy with an investment ...

Whole life

Whole life

A permanent life insurance policy with a guaranteed death ...

Term life

Term life

A policy that provides coverage for a set number of years ...

What Does the VA Cover?

The Department of Veterans Affairs (VA) provides certain burial benefits to honor veterans' service, helping to alleviate some costs associated with burial and memorial services. However, these benefits don’t cover all expenses, so it’s essential to understand what’s included and what may still require out-of-pocket costs.

Covered by VA

  • Burial in VA Cemetery: The VA will cover the cost of burial at a national VA cemetery, which includes the plot, grave opening, and closing, as well as ongoing maintenance.

  • Headstone: The VA provides a free headstone or grave marker for veterans who are buried in a VA national cemetery or certain private cemeteries.

  • Burial Flag: The VA provides a flag to be draped over the casket or grave as a tribute to the veteran's service.

Not Covered by VA

  • Full funeral costs: include expenses for the casket, funeral home services, burial or cremation, transportation, and other related arrangements.

  • Private cemetery fees: cover the cost of purchasing a burial plot, grave opening and closing, headstone installation, and ongoing maintenance, which vary by location and cemetery.

  • Funeral home services: include preparing the body, arranging ceremonies, providing transportation, and assisting with necessary paperwork and permits.

Why Choose Us

At our core, we are dedicated to serving those who have served. Partnering with Veteran Life Benefit, we offer exclusive resources and support tailored specifically to veterans. We understand the unique challenges faced by veterans and strive to provide valuable, trustworthy services that honor your commitment and sacrifices.

Our team is here to empower you with benefits designed to support you and your loved ones every step of the way. Choosing us means joining a community that respects your journey and is committed to helping you build a secure, fulfilling future.

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A Trusted Partner in Veteran Benefits

We proudly partner with Veteran Life Benefit, ensuring that all our services and resources are crafted with veterans’ needs in mind. With us, you’re not just a customer; you’re part of a community that values and honors your service.

02

Unique Benefits for Those Who’ve Served

As a veteran-focused organization, we go beyond traditional services to offer exclusive benefits tailored for you. We understand the sacrifices you've made, and our specialized support reflects our commitment to giving back.

03

Transformative

The benefits of a transformative policy are far-reaching and can significantly improve various aspects of society, economy, or industry. Such policies often address root causes of longstanding issues, creating lasting solutions rather than short-term fixes. For instance, a transformative education policy can provide equitable access to quality education, breaking down barriers for underserved communities and fostering long-term economic growth.

04

Experienced Support, Tailored for Veterans

Our team comprises experts who understand the unique challenges veterans face. We’ve designed our services to provide genuine value, security, and peace of mind, addressing your specific needs with respect and integrity.

STILL NOT SURE?

Frequently Asked Questions

"Get quick answers to the questions we hear most often."

Does the VA pay for my ?

If the Veteran died on or after October 1, 2024 due to a non service-connected death, VA pays a $978 burial allowance and $978 for a plot. If the Veteran died on or after September 11, 2001 due to a service-connected death, VA pays a $2000 burial allowance.

What life insurance does the VA offer?

Along with the $978 burial allowance, VA offer VGLI. VGLI is an increasing price term product with a maximum of $500,000. Example: John is a 50 year old veteran with $300,000 in VGLI and he is paying $99/month. That same $300,000 when John is age 65 is $441/month.

Who is Veteran Life Benefit?

We are a group of independent contracted life insurance brokers. We help veteran families fill the gap of life insurance not provided by the VA.

What is a beneficiary?

A beneficiary is someone who gets money or property when a person dies. For example, if you name someone as a beneficiary on an insurance policy, they will get the money from it after you pass away.

READY TO GIVE US A TRY?

We're Here to Serve Those Who Served

As a veteran-owned business, we're dedicated to providing tailored, reliable support for veterans and their families. Your service deserves the best, and we're committed to ensuring you get it.

"Thank you for your service and sacrifice; your bravery inspires us all."

Contact Information

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